Investment Process

It is AIM’s policy as a part of our commitment to transparency to have an Investment Policy Statement (IPS) prepared in order to begin each client relationship. The IPS is a living document that can be changed over time because life is always changing. This document is the cornerstone of an investment relationship for all parties to agree on an asset mix that is appropriate for you.  A well written IPS should outline the following:

  • Risk Tolerance
  • Return objectives
  • Time Horizon
  • Liquidity/Income Needs
  • Any Legal or Regulatory Constraints
  • Tax Status
  • Unique Circumstances

After understanding your financial goals and risk tolerance we customize a strategy that is right for you. The next step is to set up the percentages of stocks, bonds, and any additional asset classes that are appropriate to balance your tolerance for risk and reward.

Time to start investing. The implementation process will vary for each client depending on their unique circumstances, whether cash or securities were transferred, and our current economic outlook. What differentiates our implementation process is the meticulous thought process that goes into making your portfolio transition as smooth as possible. We offer prospective clients a detailed illustration on how we would transition their portfolio prior to opening an account.

Risk can be evaluated in many ways for an individual’s portfolio. It is important to have clear communication regarding each client’s understanding of risk so they can feel secure about their investments.

Portfolios are consistently monitored to consider and implement the effects of economic events, corporate earnings, and geopolitical risk. To balance risk against performance, AIM will make tactical decisions to either overweight or underweight the asset class targets of your portfolio’s strategic allocation.

Under certain circumstances and when appropriate for a client, AIM will use enhanced risk management techniques through the use of derivative contracts. This may include hedging a concentrated position or a stock with embedded gains.

In order to be sure your investments are properly aligned with your objectives, our process relies on periodic portfolio reviews. In each review meeting, we will provide a thorough update of your portfolio and the economy. We will also revisit your risk and reward objectives, income needs, and understand any important life changes so your portfolio can consistently be aligned with your goals.

+ Investment Policy

It is AIM’s policy as a part of our commitment to transparency to have an Investment Policy Statement (IPS) prepared in order to begin each client relationship. The IPS is a living document that can be changed over time because life is always changing. This document is the cornerstone of an investment relationship for all parties to agree on an asset mix that is appropriate for you.  A well written IPS should outline the following:

  • Risk Tolerance
  • Return objectives
  • Time Horizon
  • Liquidity/Income Needs
  • Any Legal or Regulatory Constraints
  • Tax Status
  • Unique Circumstances
+ Strategic Allocation

After understanding your financial goals and risk tolerance we customize a strategy that is right for you. The next step is to set up the percentages of stocks, bonds, and any additional asset classes that are appropriate to balance your tolerance for risk and reward.

+ Implementation

Time to start investing. The implementation process will vary for each client depending on their unique circumstances, whether cash or securities were transferred, and our current economic outlook. What differentiates our implementation process is the meticulous thought process that goes into making your portfolio transition as smooth as possible. We offer prospective clients a detailed illustration on how we would transition their portfolio prior to opening an account.

+ Monitoring & Risk Management

Risk can be evaluated in many ways for an individual’s portfolio. It is important to have clear communication regarding each client’s understanding of risk so they can feel secure about their investments.

Portfolios are consistently monitored to consider and implement the effects of economic events, corporate earnings, and geopolitical risk. To balance risk against performance, AIM will make tactical decisions to either overweight or underweight the asset class targets of your portfolio’s strategic allocation.

Under certain circumstances and when appropriate for a client, AIM will use enhanced risk management techniques through the use of derivative contracts. This may include hedging a concentrated position or a stock with embedded gains.

+ Review

In order to be sure your investments are properly aligned with your objectives, our process relies on periodic portfolio reviews. In each review meeting, we will provide a thorough update of your portfolio and the economy. We will also revisit your risk and reward objectives, income needs, and understand any important life changes so your portfolio can consistently be aligned with your goals.

Socially Responsible and Impact Investing with AIM

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What Does Socially Responsible Mean To You?

We do not subscribe to a cookie cutter solution for socially responsible investing (SRI). It is important for us to understand what your values are and what companies you feel comfortable putting your money behind. We are here to help guide you on the social impact businesses are having in the world and which one’s are suitable investments. Together we can build a personalized SRI portfolio that is right for you.